Brought to you by Zarzaur Law, PA - Joe Zarzaur and Dr. Evan Malone answer the question - Does my PIP cover the cost of all of my medications after a car accident? Medical Services and Medication are eligible for PIP benefits, so long as medically necessary and reasonable as a result of the accident.
What is PIP? - Personal Injury Protection
FLORIDA is one of the states that has a different system when it comes to car insurance. The car insurance law in Florida requires that everyone purchase “no fault” coverage (a.k.a. personal injury protection or “PIP” coverage). This coverage is generally a minimum of $10,000 and provides compensation to drivers in an accident, regardless of who was at fault in causing the collision.
The PIP COVERAGE PAYS 80% of medical expenses so long as they are related to the wreck.
Your OWN PIP coverage pays for your medical and lost wages even if the other party is at fault for the wreck, along with any transportation needs to get you to and from medical treatment.
It is important to go to a reputable hospital with an emergency department, an established medical provider so your $10,000 in PIP is spent wisely. Once your PIP coverage has paid the maximum amount ($10,000), you will then have your medical insurance paying and that will have to be paid back at the end of your case, except for the PIP money.
Joe Zarzaur, a board certified civil trial lawyer and founder of Zarzaur Law, P.A., a Pensacola Personal Injury law firm, has created this video blog in an effort to educate the many citizens and visitors of Pensacola and Destin, Florida about their legal rights.
Joe Zarzaur knows the ins and outs of Florida law, and offers friendly-quality legal help whether you have experienced an auto accident/car wreck, have been a victim of medical malpractice or are in need of a personal injury attorney. Offices in Pensacola and Destin. Board certified in Florida and Alabama.
For more information, visit:
11 E Romana Street
Pensacola, FL 32502
Telephone: 850-444-9299
Email: info@zarzaurlaw.com
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